Denmark Late-payment interest (morarente)
Denmark Late-payment interest (morarente) is 10 percent, in force since 1 Jul 2026. Last checked against the official source on 10 Aug 2026.
Denmark's statutory default interest under renteloven § 5: the Nationalbank's official udlånsrente as at 1 January / 1 July plus 8 percentage points — 10.00% for the second half of 2026. Set periodically rather than derived, because the statutory reference is not the policy-rate series this API holds.
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| Current value | 10 percent |
|---|---|
| In force from | 2026-07-01 |
| Official source | Renteloven (LBK nr 459 af 13/05/2014) § 5, stk. 1: 'Renten efter forfaldsdagen fastsættes til en årlig rente, der svarer til den fastsatte referencesats med et tillæg på 8 pct. Som referencesats anses i denne lov den officielle udlånsrente, som Nationalbanken har fastsat henholdsvis pr. den 1. januar og den 1. juli det pågældende år' — udlånsrente 2.00% p.a. from 12 June 2026 per Danmarks Nationalbank press release 'Renteforhøjelse' of 11 June 2026 |
| Last verified | 2026-08-10 |
| Verification | primary — No verification limitation recorded — read from the official source cited. |
| Provenance | source fingerprint |
What this value means
One morarente for civil and commercial claims alike: the Nationalbank's official UDLÅNSRENTE snapshotted each 1 January and 1 July, plus 8 percentage points (§ 5 stk. 2 bars the minister from setting the supplement below 8) — H2 2026: 2.00% + 8 = 10.00%. THE REFERENCE TRAP THIS RECORD EXISTS TO AVOID: the udlånsrente is NOT the Nationalbank rate served as this API's dk policy-rate (the foliorente/indskudsbevisrente, 1.85% from the same 12 June 2026 decision) — deriving from that series would understate the morarente by 0.15 points; the Nationalbank currently holds a 0.15-point spread between the two, but the spread is policy, not law. For commercial and public-authority claims courts may only raise, never lower, the rate (§ 1 stk. 4), and a fixed DKK 310 recovery-cost compensation applies to commercial debts. The margin was raised from 7 to 8 points by lov nr 1244/2012 implementing Directive 2011/7/EU. RE-VERIFY at each half-year fixing (early January / early July) against the Nationalbank's official interest rates. Retrieval: retsinformation.dk 403s automated fetchers; the consolidation text is mirrored verbatim at danskelove.dk/renteloven.
Get it programmatically
curl https://euroref.dev/v1/dk/late-payment-interest
# $0.005 per call — x402 on Base (USDC). No key, no signup.
# History: curl https://euroref.dev/v1/dk/late-payment-interest/history?from=2020-01-01
# Provenance: curl https://euroref.dev/provenance/dk/late-payment-interestOther Denmark series: Policy interest rate · Statutory default interest (morarente) · Value added tax (moms / merværdiafgift) · VAT registration threshold · National minimum wage · Public holidays · Consumer price inflation (forbrugerprisindeks, year-on-year) · Corporate income tax (selskabsskat) · Withholding tax rates · Personal income tax (state income tax, indkomstår 2026) · Statutory social-insurance contributions · Danmarks Nationalbank exchange rates
The same figure elsewhere: Estonia · Finland · France · Germany · Greece · all 25