Sweden Statutory default interest (dröjsmålsränta)
Sweden Statutory default interest (dröjsmålsränta) is 10 percent, in force since 1 Jul 2026. Last checked against the official source on 10 Aug 2026.
Sweden's statutory default interest under räntelagen 6 §: the Riksbank's reference rate plus eight percentage points, the reference rate being fixed by the Riksbank for each calendar half-year — 10.00% per annum from 1 July 2026.
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| Current value | 10 percent |
|---|---|
| In force from | 2026-07-01 |
| Official source | Räntelagen (1975:635) 6 §: 'I fall som avses i 3 eller 4 § beräknas ränta för år enligt en räntefot som motsvarar den vid varje tid gällande referensräntan enligt 9 § med ett tillägg av åtta procentenheter'; 9 §: 'Referensräntan enligt denna lag fastställs för varje kalenderhalvår genom särskilt beslut av Riksbanken. Referensräntan skall motsvara den ränta som Riksbanken tillämpade vid den huvudsakliga refinansieringstransaktion som genomfördes närmast före det kalenderhalvår under vilket räntan skall gälla, avrundad till närmast högre halva procentenhet'; Sveriges Riksbank: 'Riksbanken har beslutat att fastställa referensräntan för perioden 1 juli–31 december 2026 till 2,00 procent' |
| Last verified | 2026-08-10 |
| Verification | primary — No verification limitation recorded — read from the official source cited. |
| Provenance | source fingerprint |
What this value means
One rate for money claims across property law, civil and commercial alike: reference rate 2.00% plus 8 percentage points = 10.00% from 1 July 2026. Setter: the Riksbank fixes the reference rate by a separate decision for each calendar half-year; the 8-point addition is in the statute and does not change. TWO TRAPS IN 9 §: (1) ROUNDING IS UPWARD — the reference rate is the Riksbank's rate at the main refinancing operation held immediately before the half-year, rounded up to the next HALF percentage point, so a policy rate of 1.75% produces a reference rate of 2.00% and a statutory rate of 10.00%, not 9.75%. Never compute the statutory rate as policy rate plus 8. (2) HALF-YEARLY SNAPSHOT — a Riksbank policy move inside the half-year does not touch the statutory rate; it waits for the next fixing. TWO OTHER RATES IN THE SAME ACT: 5 § charges only reference rate plus TWO points (avkastningsränta) for the period before the debt falls into default, for instance on restitution of a payment; and 6 § first paragraph second sentence cuts the addition to TWO points on personal-injury damages, for the time until benefits deductible under 5 kap. 3 § 1 skadeståndslagen are finally determined. Commercial invoices: Sweden implements the EU Late Payment Directive inside räntelagen itself, so the PERCENTAGE is the same 10.00%, but 6 § second paragraph (Lag 2013:55) makes a lower contractual rate ineffective against a trader supplying a public authority, and the separate statutory compensation for recovery costs applies — that regime is served in our late-payment-interest product. NEXT FIXING: decided on the last banking day before 1 January 2027 and effective 1 January 2027.
Get it programmatically
curl https://euroref.dev/v1/se/statutory-interest
# $0.005 per call — x402 on Base (USDC). No key, no signup.
# History: curl https://euroref.dev/v1/se/statutory-interest/history?from=2020-01-01
# Provenance: curl https://euroref.dev/provenance/se/statutory-interestOther Sweden series: Policy interest rate (styrräntan) · Late-payment interest (dröjsmålsränta) · Value added tax (mervärdesskatt, 'moms') · VAT registration threshold · National minimum wage · Public holidays · Consumer price inflation (KPI, year-on-year) · corporate tax rate · Withholding tax rates · Personal income tax (statlig inkomstskatt på förvärvsinkomster) · Statutory social-insurance contributions · Riksbank SEK exchange rates
The same figure elsewhere: Switzerland · Türkiye · Ukraine · United Kingdom · Austria · all 34