Sweden Late-payment interest (dröjsmålsränta)
Sweden Late-payment interest (dröjsmålsränta) is 10 percent, in force since 1 Jul 2026. Last checked against the official source on 10 Aug 2026.
Sweden's statutory default interest under räntelagen 6 §: the Riksbank's referensränta plus 8 percentage points — 10.00% for the second half of 2026. Set periodically rather than derived, because the referensränta rounds the policy rate UP to the nearest half point.
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| Current value | 10 percent |
|---|---|
| In force from | 2026-07-01 |
| Official source | Räntelag (1975:635) 6 §: interest 'som motsvarar den vid varje tid gällande referensräntan enligt 9 § med ett tillägg av åtta procentenheter' (the reference rate under 9 § plus eight percentage points); 9 §: the referensränta equals the Riksbank's rate at the last main refinancing transaction before the half-year, 'avrundad till närmast högre halva procentenhet' (rounded to the nearest HIGHER half percentage point) — fixed at 2.00% for 1 July - 31 December 2026 by Riksbank decision of 30 June 2026 (gazetted SFS 2026:1490) |
| Last verified | 2026-08-10 |
| Verification | primary — No verification limitation recorded — read from the official source cited. |
| Provenance | source fingerprint |
What this value means
One dröjsmålsränta for civil, consumer and commercial monetary claims alike (courts may moderate for personal hardship, 8 §): the referensränta + 8 percentage points — H2 2026: 2.00% + 8 = 10.00%. THE ROUNDING TRAP THIS RECORD EXISTS TO AVOID: the referensränta is a DISTINCT rate formally decided by the Riksbank each half-year, equal to the policy rate at the last main refinancing transaction before the half-year ROUNDED UP to the nearest half point (9 §) — with the policy rate at 1.75%, the referensränta is 2.00%, so deriving from the raw policy-rate series would understate the rate by 0.25 points whenever the policy rate is off a half-point step. The Riksbank publishes the referensränta decision in late June and late December; it is also gazetted as a tillkännagivande in SFS. RE-VERIFY at each half-year fixing.
Get it programmatically
curl https://euroref.dev/v1/se/late-payment-interest
# $0.005 per call — x402 on Base (USDC). No key, no signup.
# History: curl https://euroref.dev/v1/se/late-payment-interest/history?from=2020-01-01
# Provenance: curl https://euroref.dev/provenance/se/late-payment-interestOther Sweden series: Policy interest rate (styrräntan) · Statutory default interest (dröjsmålsränta) · Value added tax (mervärdesskatt, 'moms') · VAT registration threshold · National minimum wage · Public holidays · Consumer price inflation (KPI, year-on-year) · corporate tax rate · Withholding tax rates · Personal income tax (statlig inkomstskatt på förvärvsinkomster) · Statutory social-insurance contributions · Riksbank SEK exchange rates
The same figure elsewhere: United Kingdom · Austria · Belgium · Bulgaria · Croatia · all 25