Poland Policy interest rate (stopa referencyjna NBP)
Poland Policy interest rate (stopa referencyjna NBP) is 3.75 percent, in force since 5 Mar 2026, cited to Uchwala nr 1/2026 Rady Polityki Pienieznej z dnia 4 marca 2026 r. w sprawie stopy. It was 4 percent before that. Last checked against the official source on 19 Oct 2026.
Official source: Uchwala nr 1/2026 Rady Polityki Pienieznej z dnia 4 marca 2026 r. w sprawie stopy referencyjnej · Last checked 2026-10-19 · source fingerprint
NBP reference rate — the yield on the main open market operations conducted by Narodowy Bank Polski, set by the Monetary Policy Council (Rada Polityki Pienieznej). Poland is an EU member state OUTSIDE the euro area and runs its own monetary policy.
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| Current value | 3.75 percent |
|---|---|
| In force from | 2026-03-05 |
| Official source | Uchwala nr 1/2026 Rady Polityki Pienieznej z dnia 4 marca 2026 r. w sprawie stopy referencyjnej, oprocentowania kredytow refinansowych, oprocentowania lokaty terminowej oraz stopy redyskontowej i stopy dyskontowej weksli w Narodowym Banku Polskim, § 1 — Dziennik Urzedowy NBP z 2026 r. poz. 4, wydana na podstawie art. 12 ust. 2 pkt 1 ustawy z dnia 29 sierpnia 1997 r. o Narodowym Banku Polskim (Dz. U. z 2022 r. poz. 2025) |
| Last verified | 2026-10-19 |
| Verification | primary — No verification limitation recorded — read from the official source cited. |
| Provenance | source fingerprint |
What this value means
Stopa referencyjna NBP. Curl/WebFetch still Incapsula-blocked on nbp.pl and dzu.nbp.pl; official PDF and live table were opened in a real browser on 2026-09-17. Table effective-from still 2026-03-05 means no later 2026 RPP resolution has replaced Uchwała 1/2026. Do not substitute lombard 4.25 / deposit 3.25 / rediscount 3.80 / discount 3.85 or any ECB rate. REVERIFY 2026-10-19: NBP's official rates file (https://static.nbp.pl/dane/stopy/stopy_procentowe.xml) still gives stopa referencyjna 3,75 obowiazuje_od 2026-03-05, so Uchwala 1/2026 is still in force; the RPP meeting of 6-7 October 2026 left rates unchanged. nbp.pl HTML returns 403 to automated fetches.
Earlier values
| From | Value | Source |
|---|---|---|
| 2025-12-04 | 4 | Uchwala nr 12/2025 Rady Polityki Pienieznej z dnia 3… |
| 2025-11-06 | 4.25 | Uchwala nr 10/2025 Rady Polityki Pienieznej z dnia 5… |
| 2025-10-09 | 4.5 | Uchwala nr 9/2025 Rady Polityki Pienieznej z dnia 8… |
| 2025-09-04 | 4.75 | Uchwala nr 8/2025 Rady Polityki Pienieznej z dnia 3… |
| 2025-07-03 | 5 | Uchwala nr 6/2025 Rady Polityki Pienieznej z dnia 2 lipca… |
| 2025-05-08 | 5.25 | Uchwala nr 5/2025 Rady Polityki Pienieznej z dnia 7 maja… |
| 2023-10-05 | 5.75 | Uchwala nr 7/2023 Rady Polityki Pienieznej z dnia 4… |
| 2023-09-07 | 6 | Bank for International Settlements - Central Bank Policy… |
| 2022-09-08 | 6.75 | Bank for International Settlements - Central Bank Policy… |
| 2022-07-08 | 6.5 | Bank for International Settlements - Central Bank Policy… |
| 2022-06-09 | 6 | Bank for International Settlements - Central Bank Policy… |
| 2022-05-06 | 5.25 | Bank for International Settlements - Central Bank Policy… |
Get it programmatically
curl https://euroref.dev/v1/pl/policy-rate
# $0.003 per call — x402 on Base (USDC). No key, no signup.
# History: curl https://euroref.dev/v1/pl/policy-rate/history?from=2020-01-01
# Provenance: curl https://euroref.dev/provenance/pl/policy-rateEmail me when this changes
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Other Poland series: Value added tax (podatek od towarow i uslug, VAT) · VAT registration threshold · Statutory minimum wage (minimalne wynagrodzenie za prace) · Public holidays · Consumer price inflation (wskaznik cen towarow i uslug konsumpcyjnych) · Corporate income tax (podatek dochodowy od osob prawnych, CIT) · Withholding tax rates · Personal income tax (podatek dochodowy od osob fizycznych, PIT) · Statutory social-insurance contributions · Statutory interest rates (odsetki ustawowe) · late-payment interest rate · NBP reference exchange rates (table A) · Tax filing deadlines
The same figure elsewhere: Portugal · Romania · Serbia · Slovakia · Slovenia · all 34