Poland Statutory interest rates (odsetki ustawowe)
Poland Statutory interest rates (odsetki ustawowe) is 9.25 percent, in force since 5 Mar 2026, cited to Derived from the NBP reference rate (this API's PL policy-rate series) under Kodeks. It was 9.5 percent before that. Computed from another series we hold; last checked on 19 Oct 2026.
Official source: Derived from the NBP reference rate derived · Last checked 2026-10-19 · source fingerprint
Poland's Civil Code statutory interest rates, each fixed as the NBP reference rate plus a statutory margin. Derived live from this API's PL policy-rate series, so it moves automatically the day the NBP reference rate changes.
Compare statutory interest rate across all 34 European countries →
| Current value | 9.25 percent |
|---|---|
| In force from | 2026-03-05 |
| Official source | Derived from the NBP reference rate (this API's PL policy-rate series) under Kodeks cywilny art. 359 § 2 and art. 481 § 2 |
| Last verified | 2026-10-19 |
| Verification | derived — Computed from another series we hold, not read from any document. Computed from another series we hold (reference rate plus the statutory margin), not read from a document. |
| Provenance | source fingerprint |
What this value means
Poland fixes two Civil Code statutory interest rates as the NBP reference rate plus a margin: odsetki ustawowe = reference + 3.5pp (art. 359 § 2); odsetki ustawowe za opóźnienie = reference + 5.5pp (art. 481 § 2). Both track the NBP reference rate continuously — they change on the day the NBP rate changes. This series is DERIVED live from this API's policy-rate series, so value and history move with the reference automatically. The commercial-transactions late-payment rate (odsetki za opóźnienie w transakcjach handlowych; larger margin, half-yearly snapshot) is served separately in the `late-payment-interest` series.
Earlier values
| From | Value | Source |
|---|---|---|
| 2025-12-04 | 9.5 | Derived from the NBP reference rate (this API's PL… |
| 2025-11-06 | 9.75 | Derived from the NBP reference rate (this API's PL… |
| 2025-10-09 | 10 | Derived from the NBP reference rate (this API's PL… |
| 2025-09-04 | 10.25 | Derived from the NBP reference rate (this API's PL… |
| 2025-07-03 | 10.5 | Derived from the NBP reference rate (this API's PL… |
| 2025-05-08 | 10.75 | Derived from the NBP reference rate (this API's PL… |
| 2023-10-05 | 11.25 | Derived from the NBP reference rate (this API's PL… |
| 2023-09-07 | 11.5 | Derived from the NBP reference rate (this API's PL… |
| 2022-09-08 | 12.25 | Derived from the NBP reference rate (this API's PL… |
| 2022-07-08 | 12 | Derived from the NBP reference rate (this API's PL… |
| 2022-06-09 | 11.5 | Derived from the NBP reference rate (this API's PL… |
| 2022-05-06 | 10.75 | Derived from the NBP reference rate (this API's PL… |
Get it programmatically
curl https://euroref.dev/v1/pl/statutory-interest
# $0.003 per call — x402 on Base (USDC). No key, no signup.
# History: curl https://euroref.dev/v1/pl/statutory-interest/history?from=2020-01-01
# Provenance: curl https://euroref.dev/provenance/pl/statutory-interestEmail me when this changes
Free. One email when an official figure we track changes — not when we re-check it. You confirm by email first, and every alert has a one-click unsubscribe.
Other Poland series: Policy interest rate (stopa referencyjna NBP) · Value added tax (podatek od towarow i uslug, VAT) · VAT registration threshold · Statutory minimum wage (minimalne wynagrodzenie za prace) · Public holidays · Consumer price inflation (wskaznik cen towarow i uslug konsumpcyjnych) · Corporate income tax (podatek dochodowy od osob prawnych, CIT) · Withholding tax rates · Personal income tax (podatek dochodowy od osob fizycznych, PIT) · Statutory social-insurance contributions · late-payment interest rate · NBP reference exchange rates (table A) · Tax filing deadlines
The same figure elsewhere: Portugal · Romania · Serbia · Slovakia · Slovenia · all 34