Poland Statutory interest rates (odsetki ustawowe)
Poland Statutory interest rates (odsetki ustawowe) is 9.25 percent, in force since 5 Mar 2026. It was 9.5 percent before that. Last checked against the official source on 22 Jul 2026.
Poland's Civil Code statutory interest rates, each fixed as the NBP reference rate plus a statutory margin. Derived live from this API's PL policy-rate series, so it moves automatically the day the NBP reference rate changes.
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| Current value | 9.25 percent |
|---|---|
| In force from | 2026-03-05 |
| Official source | Derived from the NBP reference rate (this API's PL policy-rate series) under Kodeks cywilny art. 359 § 2 and art. 481 § 2 |
| Last verified | 2026-07-22 |
| Verification | derived — Computed from another series we hold, not read from any document. Computed from another series we hold (reference rate plus the statutory margin), not read from a document. |
| Provenance | source fingerprint |
What this value means
Poland fixes two Civil Code statutory interest rates as the NBP reference rate plus a margin: odsetki ustawowe = reference + 3.5pp (art. 359 § 2); odsetki ustawowe za opóźnienie = reference + 5.5pp (art. 481 § 2). Both track the NBP reference rate continuously — they change on the day the NBP rate changes. This series is DERIVED live from this API's policy-rate series, so value and history move with the reference automatically. The commercial-transactions late-payment rate (odsetki za opóźnienie w transakcjach handlowych; larger margin, half-yearly snapshot) is served separately in the `late-payment-interest` series.
Earlier values
| From | Value | Source |
|---|---|---|
| 2025-12-04 | 9.5 | Derived from the NBP reference rate (this API's PL… |
| 2025-11-06 | 9.75 | Derived from the NBP reference rate (this API's PL… |
| 2025-10-09 | 10 | Derived from the NBP reference rate (this API's PL… |
| 2025-09-04 | 10.25 | Derived from the NBP reference rate (this API's PL… |
| 2025-07-03 | 10.5 | Derived from the NBP reference rate (this API's PL… |
| 2025-05-08 | 10.75 | Derived from the NBP reference rate (this API's PL… |
| 2023-10-05 | 11.25 | Derived from the NBP reference rate (this API's PL… |
| 2023-09-07 | 11.5 | Derived from the NBP reference rate (this API's PL… |
| 2022-09-08 | 12.25 | Derived from the NBP reference rate (this API's PL… |
| 2022-07-08 | 12 | Derived from the NBP reference rate (this API's PL… |
| 2022-06-09 | 11.5 | Derived from the NBP reference rate (this API's PL… |
| 2022-05-06 | 10.75 | Derived from the NBP reference rate (this API's PL… |
Get it programmatically
curl https://euroref.dev/v1/pl/statutory-interest
# $0.005 per call — x402 on Base (USDC). No key, no signup.
# History: curl https://euroref.dev/v1/pl/statutory-interest/history?from=2020-01-01
# Provenance: curl https://euroref.dev/provenance/pl/statutory-interestOther Poland series: Policy interest rate (stopa referencyjna NBP) · Value added tax (podatek od towarow i uslug, VAT) · VAT registration threshold · Statutory minimum wage (minimalne wynagrodzenie za prace) · Public holidays · Consumer price inflation (wskaznik cen towarow i uslug konsumpcyjnych) · Corporate income tax (podatek dochodowy od osob prawnych, CIT) · Withholding tax rates · Personal income tax (podatek dochodowy od osob fizycznych, PIT) · Statutory social-insurance contributions · late-payment interest rate · NBP reference exchange rates (table A)
The same figure elsewhere: Portugal · Romania · Serbia · Slovakia · Slovenia · all 34