Poland statutory interest rate
Poland's Civil Code statutory interest rates, each fixed as the NBP reference rate plus a statutory margin. Derived live from this API's PL policy-rate series, so it moves automatically the day the NBP reference rate changes.
| Current value | 9.25 percent |
|---|---|
| In force from | 2026-03-05 |
| Official source | Derived from the NBP reference rate (this API's PL policy-rate series) under Kodeks cywilny art. 359 § 2 and art. 481 § 2 |
| Last verified | 2026-07-22 |
| Verification | derived — Computed from another series we hold, not read from any document. Computed from another series we hold (reference rate plus the statutory margin), not read from a document. |
| Provenance | source fingerprint |
What this value means
Poland fixes two Civil Code statutory interest rates as the NBP reference rate plus a margin: odsetki ustawowe = reference + 3.5pp (art. 359 § 2); odsetki ustawowe za opóźnienie = reference + 5.5pp (art. 481 § 2). Both track the NBP reference rate continuously — they change on the day the NBP rate changes. This series is DERIVED live from this API's policy-rate series, so value and history move with the reference automatically. The commercial-transactions late-payment rate (odsetki za opóźnienie w transakcjach handlowych; larger margin, half-yearly snapshot) is served separately in the `late-payment-interest` series.
Earlier values
Get it programmatically
curl https://euroref.dev/v1/pl/statutory-interest
# $0.001 per call — x402 on Base (USDC). No key, no signup.
# History: curl https://euroref.dev/v1/pl/statutory-interest/history?from=2020-01-01
# Provenance: curl https://euroref.dev/provenance/pl/statutory-interestOther Poland series: policy interest rate · VAT rate · minimum wage · public holidays · inflation rate (CPI) · corporate tax rate · income tax rates · late-payment interest rate · official exchange rates